Top 5 financial New Year's resolutions for Americans this year

(FOX News) -- The start of a new year often means resolving to do better at everything from fitness to family to finances. In fact, this year, a good 80% of Americans are making money-related resolutions that can change their lives for the better.

Here are the top five financial matters U.S. adults want to get ahead of next year, along with the percentage of folks who are resolving to tackle them, as compiled by Principal Financial Opens a New Window:

1.    Save more money each month (40%)
2.    Pay off credit card debt (32%)
3.    Reduce spending (31%)
4.    Sock away more for retirement (27%)
5.    Build an emergency fund (21%)

Clearly, these are some pretty critical goals. And the sooner we all get ahead of them, the more we stand to gain.

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