Can you negotiate your credit card debt?

Looking for a better deal from a credit card company or seeking to curb your plastic debt? Negotiating directly can get the job done.

Americans without bank accounts must wait for federal stimulus checks

A House Ways and Means Committee memo obtained by AP estimated about 5 million paper checks will be issued each week, meaning those most in need could wait many weeks for their payments.

Debt-to-income ratio affects student loan refinancing — here’s how

If you want to refinance your student loan debt, it’s a good idea to calculate and understand your debt-to-income ratio before you apply.

Interest rates steady during coronavirus pandemic: What it means for your wallet

Interest rates will remain at zero percent until the financial effects of the coronavirus pandemic begin to subside, which is good news for some consumers, the Federal Reserve announced Wednesday.

Do you need mortgage insurance?

Mortgage insurance can offer protection for your lender but it isn't always necessary.

The basics of no-closing cost mortgage refinancing

So-called “no-cost” mortgage refinancing deals are a good deal for some consumers – but you’re paying the closing costs either way.