What happens if I default on a personal loan?

Defaulting on a personal loan means you're behind in making the payments you signed up for. Once you default, there are consequences and the lender can take steps to recover the money you owe. But, there are also ways to avoid defaulting on your loan.

How to pay off debt in retirement

American seniors are running into a largely unforeseen problem – high credit card debt. What’s the way out for the silver set?

How to refinance a personal loan

A personal loan can be used for almost anything. But if your current monthly payments are too high or you just want a lower interest rate, then refinancing your personal loan can be a smart move.