How to use a personal loan to increase your credit score

You can use a personal loan to build credit and increase your credit score, but be sure to consider the ways that borrowing could also hurt it.

Fed keeps interest rates at 0% - how your loans are affected

The Federal Reserve kept interest rates steady at its latest meeting, but they could be going up soon. Here's what will happen then, and what you should do with your finances to prepare.

How to determine how much life insurance you need

With COVID-19 still on the minds of anxious Americans, wondering if you have enough life insurance is hardly an extreme question.

Car loans and the impact on insurance rates: what you need to know

States vary, but you may be required to carry collision and comprehensive insurance if you have a car loan. But what if you pay off your car loan? Will your rates drop?

Home equity: How to build it efficiently in 5 ways

Home equity is your most valuable asset and it gives you more financial options. Learn how to kick start building equity in your home.

Having trouble saving money? These strategies can help

Saving money can be difficult, especially without a solid plan. Thankfully, there are many strategies that can easily help you save more.

Federal Reserve elects to hold interest rates at 0%

Emerging from its June meeting, the Federal Reserve announced it is not taking action on the federal funds rate, which will remain at the target 0% to 0.25% range.

Millions fear eviction as housing crisis worsens

More than 4 million people say they fear being evicted or foreclosed upon in the coming months just as two studies released Wednesday found that the nation's housing availability and affordability crisis is expected to worsen significantly following the pandemic.

When does consolidating credit card debt make the most sense?

A debt consolidation loan can be an effective tool to help you pay off high-interest debt, but it’s not right for everyone. Make sure to weigh the pros and cons and consider alternative strategies.

Should you refinance your mortgage if you have a low rate?

With mortgage rates at historic lows, now is a great time to save money by refinancing. And it may make sense even if you already have a low rate on your mortgage.

Homeowners insurance should adequately cover these 5 items

Mortgage rates are at near all-time lows, making now the perfect time for homebuyers to get into a new home. Protect your home and your family with ample homeowner’s insurance.